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Brunswick Bankruptcy Attorneys - 330.225.7220

Mobile/After Hours - 330.410.5057

If you are tired of harassing phone calls, threats of lawsuits, or if you fear wage garnishment or foreclosure, the Brunswick bankruptcy lawyers at Tinl & Deliman can help.  With our significant experience in bankruptcy cases in multiple counties including Medina, Cuyahoga, Lorain, Summit and Wayne, we can help you eliminate overwhelming debt and set you on the path to financial freedom.

The circumstances that drive someone to file for bankruptcy are never simple. Whether you have just lost your job, gone through a divorce, or encountered unexpected medical expenses, the stress that accompanies a bankruptcy case can be overwhelming if you try to handle everything on your own. The Brunswick bankruptcy lawyers at Tinl & Deliman understand what you are going through, and we can help you navigate through this challenging time.

From the initial free consultation with a Tinl & Deliman bankruptcy lawyer to credit counseling to help you get your finances back on track, the Brunswick bankruptcy lawyers at Tinl & Deliman are with you every step of the way. Our clients are our primary concern, and we do everything we can to help you get out of debt and back on your feet.  Because of our experience and resources, we are able to give your case the attention you and your finances deserve. We understand that your time is important, so we devote our efforts to keeping our clients informed about each stage of the process. 

When you are considering bankruptcy, the last thing that should concern you are legal fees. Here at Tinl & Deliman, we understand that you are going through difficult financial times, so we have taken the mystery out of pricing. We are up front about costs and fees from the very beginning, and we offer our customers reasonable, flexible payment plans.

If you are burdened by debt but unsure if filing for bankruptcy is the solution, please contact our office to schedule a free consultation so that we can review your specific circumstances to determine whether bankruptcy is a viable option for you.  Our Brunswick bankruptcy lawyers will answer your questions and offer you honest, straightforward legal advice.

FAQ - Frequently Asked Questions

Bankruptcy

 1) What is the difference between a Chapter 7 bankruptcy and a Chapter 13 bankruptcy?

             A Chapter 7 bankruptcy is a bankruptcy case in which a bankruptcy filer (called a “debtor”) receives a discharge of debts that are permitted to be discharged in exchange for surrendering non-exempt property to a bankruptcy trustee for distribution to creditors. 

             A Chapter 13 bankruptcy is a bankruptcy case in which a debtor commits a monthly payment to the Chapter 13 Trustee equivalent to the debtor’s monthly disposable income remaining after payment of all living expenses.  The Chapter 13 Trustee then makes proportionate payments to the debtor’s creditors according to the classification of the debt and on whether creditors have filed claims in the bankruptcy case.

 2) How long does a typical bankruptcy case last?

             A typical Chapter 7 case concludes within four or five months from the date a debtor files.  There are certain factors that our firm explains to clients that could cause the case to remain open for a longer period but such cases are a minority.

            In a Chapter 13 case, various factors are analyzed and reviewed at the beginning of the case to determine how long a Chapter 13 debtor will need to make a monthly payment to the Chapter 13 Trustee.  A Chapter 13 case lasts between thirty-six months and sixty months depending on the variety of factors that our firm discusses with our client during the preparation of the Chapter 13 petition.